Real Estate

Sustainable Development

Land Restoration

Joshua Chavez has been in the real estate and construction industry on Maui for 19 years.  Growing up on the island, he started in the business after graduating from King Kekaulike High School in 1999.  Joshua has helped many people to realize their dream of owning a piece of Maui, and has years of experience in developing his own and other properties.

Current projects are Wai Moku and Hoku Nui Maui.

The Wai Moku Project is an effort to clear invasive trees and to restore native Hawaiian agriculture.  It is located on a 25 acre property owned by Joshua that is a site for agriculture, education, land restoration, stream life, and Hawaiian culture.

Hoku Nui Maui is a 258 acre property in Upcountry Maui being developed into a regenerative farming community.  Joshua handled the acquisition of the property and is assisting in managing development of the project.


Joshua Chavez (808) 268-9726  

Real Estate Glossary
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lease option
A lease wherein a tenant has the right to purchase the property under certain conditions such as a price and a time frame.
Holding the title to a property for a recorded long-term duration. Not a permanent ownership.
Leasehold FA
Holding the title to a property for a recorded long-term duration with the option of purchasing the lease to convert the property to fee simple ownership.
When used as an adjective, leeward means on the side sheltered from the wind, and windward means to be on the side facing the wind. In Hawaii, leeward also refers to a side of the island that is characteristically more dry. Hawaii trade winds blow from the northeast to the southwest and deposit rainfall as they pass over the mountains. Therefore Leeward is the south and west facing sides and Windward is the north and eastern facing sides.
A financial obligation, or encumbrance, with respect to a property, such as a mortgage. The lien must be paid off when the property is sold.
line of credit
A bank or other financial institution grants credit for a certain amount of money and a certain amount of time to a specified borrower.
liquid asset
An asset that is easily converted into cash.
loan origination fee
A fee charged by a lender to cover the administrative costs of processing the loan. This fee is usually calculated as a percentage of the loan amount and expressed as points.
loan-to-value ratio
A loan amount that is based on the value of a property being pledged as collateral. This amount is based on a percentage of the property's value. For example, a 60% loan to value ratio on a $100,000 property would be $60,000.
lock-in clause
The borrower may not pay back any of the principal balance on a loan before the time specified in the clause.
Wailea Gateway Center
34 Wailea Gateway Place Suite A 207
Wailea HI 96753
Phone (808) 268-9726
Fax (808) 244-8287
Copyright © 2010. All Rights Reserved.


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